Advert.

Do NOT tell your scammer he is posted here, or report their accounts as it puts others at risk!

Judge backs customer's credit card scam

For general scam based discussions.

Judge backs customer's credit card scam

Unread postby SlapHappy » Sat Nov 23, 2013 8:48 am

I missed this report back in August.
Gee, I wonder how this one will play out. Don't try this at home!! :lol:
Has anyone seen any updates?


http://www.smh.com.au/money/borrowing/j ... 2rlh4.html

Judge backs customer's credit card scam
Date
August 9, 2013

Mr Argarkov's version of the contract contained a zero per cent interest rate, no fees and no credit limit. Every time the bank failed to comply with the rules, he would fine them 3 million roubles.

It has to be the best credit card scam ever - and it worked.

When Dmitry Argarkov was sent a letter offering him a credit card, he found the rates not to his liking.

But he didn't throw the contract away or shred it. Instead, the 42-year-old from Voronezh, Russia, scanned it into his computer, altered the terms and sent it back to Tinkoff Credit Systems.

Mr Argarkov's version of the contract contained a zero per cent interest rate, no fees and no credit limit. Every time the bank failed to comply with the rules, he would fine them 3 million roubles ($A100,000). If Tinkoff tried to cancel the contract, it would have to pay him 6 million roubles.

Tinkoff apparently failed to read the amendments, signed the contract and sent Mr Argakov a credit card.

"The Bank confirmed its agreement to the client's terms and sent him a credit card and a copy of the approved application form," his lawyer Dmitry Mikhalevich told the Kommersant newspaper.

"The opened credit line was unlimited. He could afford to buy an island somewhere in Malaysia, and the bank would have to pay for it by law."

However, Tinkoff attempted to close the account due to overdue payments.

It sued Mr Argakov for 45,000 roubles for fees and charges that were not in his altered version of the contract. This week a Russian judge ruled in Mr Argakov's favour.

Tinkoff had signed the contract and was legally bound to it. Mr Argakov was only ordered to pay an outstanding balance of 19,000 roubles ($A641).

"They signed the documents without looking. They said what usually their borrowers say in court: 'We have not read it'," said Mr Mikhalevich.

But now Mr Argakov has taken matters one step further. He is suing Tinkoff for 24 million roubles for not honouring the contract and breaking the agreement.

Tinkoff has launched its own legal action, accusing Mr Argakov of fraud.

Oleg Tinkov, founder of the bank, tweeted: "Our lawyers think he is going to get not 24m, but really 4 years in prison for fraud. Now it's a matter of principle for @tcsbanktwitter."

The court will review Mr Argakov's case next month.
If anyone asks you for money on the Internet they are always a scammer, 100% of the time.
Blackmail Scammed? Go here: https://www.scamsurvivors.com/blackmail/#/
FAQ viewtopic.php?f=3&t=19
Victim of a scam? Go here: https://scamsurvivors.com/forum/viewtop ... =3&t=26504
User avatar
SlapHappy
human guy! With small brain.
 
Posts: 45081
Joined: Tue Apr 17, 2012 5:18 am
Location: Just a face in a magazine, watching you post your scammer's details.

Re: Judge backs customer's credit card scam

Unread postby Big Al » Sat Nov 23, 2013 11:16 pm

If it all happened in America, It would be up-held. LOL.
"Look for the lies."
Being Blackmailed? Go here and do this first: https://blackmailscams.com/
The information you supply can help others from becoming Victims.
Image
User avatar
Big Al
"Little pee nut" admin.
 
Posts: 53071
Joined: Fri Apr 27, 2012 10:48 pm


Return to General scam discussions.

Who is online

Users browsing this forum: No registered users and 2 guests