OK, so let's explain. The person could be a willing money mule receiving a share for forwarding the money on to him, but there's also another option.
The scammer has multiple people on the hook at the same time. We'll refer to you as A and the "nanny" as B. He may also have C to Z
Scammer tells A he needs money due to some emergency, but can they send it to someone else (in this case a "nanny"). At the same time, he tells B that he's about to be paid for his work, but is having problems with his bank account, so would they be willing to accept the payment through theirs and then forward it to him using a money transfer service. As far as they're concerned, they're simply helping him out of a bad situation. A sends the money to B, who forwards it on to the scammer. When A realizes they've been scammed, the only information they have that's not fake is B's name and bank details. A reports B to the police and the scammer gets off scott free as no one has his real details.
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